The safest way to shop online is to do so at home on a secure internet connection, rather than from a public internet connection such as coffee shop Wi-Fi or from work. If you are out an about, and are doing some browsing for gift buying, the easiest thing you can do is set up an online wish list on a tool like boxedup.com, where with a single click you can save the item along with all its details including where you found it to a list, which can be used to purchase those items when you get back home and are in a safer environment.
Not only that, but wish lists can be shared with family and friends, so once you have set up an account with boxedup.com, you can set up personal lists of items that you would like to receive as gifts, ensuring that you never again receive a gift that is of little use. More importantly with the reservation function of the tool, your friends and family can easily see who has committed to buying you a specific item on your list, preventing them from duplicating the effort and wasting money. All in all it’s a neat way to organize your internet shopping, either for yourself, or for others, and allows you to do your online shopping in a safe way.
More Britons are shopping online than ever before, and online shopping tends to be at its greatest during the holiday season, which means on the information super highway it gets increasingly crowded and dangerous.
For those of you surfing the web for your holiday shopping, then here are five scams to watch out for.
1. Phony iPad Offers Scams have begun appearing which beseech consumers to purchase items using their credit cards, and receive a free iPad for their efforts. Of course victims of this scam never receive the promised iPad or even the item they agreed to buy, and end up having to report stolen credit card details to their card issuer. There is even a Facebook version of the scam which asks people to answer questions in a quiz in return for a free iPad, and provide their mobile phone number for the privilege. Instead victims find themselves signed up to a mobile phone service which costs them £10 a week.
2. The “Help! I’ve Been Robbed” Scam This is a scam that has emerged recently where fake distress messages to an individual’s family and friends. Criminals hack e-mail accounts and then send the phony message to the victims entire contact list, asking recipients to transfer money so that the person can get home.
3. Fake Gift Cards. Many cyber criminals have started using social networks to offer fake gift cards, with the sole intention of stealing information and money of hapless consumers. The information collected is then sold onto marketers or worse still used for identity theft.
4. Holiday Job Offers People who are in need of additional funds for their Christmas shopping are most vulnerable to the Twitter scam, where dangerous links are posted for allegedly high paying work from home job that require the victim to provide personal information in order to apply which can be used by criminals to hijack the victims identity.
5. Smishing This is perhaps the latest technique employed by fraudsters to extract information. The criminals send phishing text messages that seemingly originate from your bank or an online retailer which suggests that there are problems with your account, and request you to contact them to verify your information on a fake phone number. What ends up happening is victims of the scam end up handing over valuable personal information to the criminals who then use that information to steal.